Moving to New Zealand was an adventure I’d always dreamed of. I was excited to start my new job and explore this beautiful country. However, as my enthusiasm for my new life grew, I quickly realised that managing my finances was going to be a challenge. I had accumulated some debt from my studies and needed a solution to help me regain control. That’s when I came across the...

Debt is something that many of us have to deal with at some point in our lives. For me, it started with a couple of credit cards I wasn’t able to pay off as quickly as I’d hoped. Then, personal loans and car payments piled on top. Before I knew it, I had a real mess of debts I wasn’t sure how to manage. After several months of feeling like I was barely treading water, I began...

About a year ago, I found myself in a financial mess. I had taken out a couple of loans for personal projects and thought I could manage the repayments. But as life tends to do, things became more complicated. Unexpected expenses cropped up, and suddenly, I was facing an avalanche of bills. The stress was overwhelming, and I realised that I needed help. That’s when I stumbled upon the...